{"schema_version":"secwatch.filing_event.v1","accession":"0000950103-26-011922","form_type":"8-K","ticker":"SNUS-PI","cik":"0000811830","company_name":"Santander Holdings USA, Inc.","filed_at":"2026-08-05T10:13:43+00:00","discovered_at":"2026-08-05T10:15:02.426663+00:00","generated_at":"2026-08-05T10:15:10.418808+00:00","sec_items":["8.01","9.01"],"event_type":"m_and_a","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Santander receives Fed approval for Webster acquisition; closing expected Aug 20, 2026","bullets":["Federal Reserve approved Santander's acquisition of Webster on Aug 4, 2026; OCC and ECB approvals received earlier.","Transaction expected to close on Aug 20, 2026; Webster will become part of Santander Bank, N.A.","Santander expects U.S. business to achieve ~18% RoTE by 2028, with 7-8% EPS accretion and ~15% return on invested capital.","Webster has over $80B in total assets; combined entity to strengthen Santander's U.S. franchise."],"urls":{"canonical":"https://secwatch.observer/filing/0000950103-26-011922","json":"https://secwatch.observer/filing/0000950103-26-011922.json","markdown":"https://secwatch.observer/filing/0000950103-26-011922.md","text":"https://secwatch.observer/filing/0000950103-26-011922.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/811830/000095010326011922/0000950103-26-011922-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/811830/000095010326011922/dp250449_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-08-05T10:15:10.418808+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}