---
schema_version: "secwatch.filing_event.v1"
accession: "0000950103-26-011922"
form_type: "8-K"
ticker: "SNUS-PI"
cik: "0000811830"
company_name: "Santander Holdings USA, Inc."
filed_at: "2026-08-05T10:13:43+00:00"
generated_at: "2026-08-05T10:15:10.418808+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Santander receives Fed approval for Webster acquisition; closing expected Aug 20, 2026

## Summary
- Federal Reserve approved Santander's acquisition of Webster on Aug 4, 2026; OCC and ECB approvals received earlier.
- Transaction expected to close on Aug 20, 2026; Webster will become part of Santander Bank, N.A.
- Santander expects U.S. business to achieve ~18% RoTE by 2028, with 7-8% EPS accretion and ~15% return on invested capital.
- Webster has over $80B in total assets; combined entity to strengthen Santander's U.S. franchise.

## SEC filing metadata
- accession: 0000950103-26-011922
- form_type: 8-K
- ticker: SNUS-PI
- cik: 0000811830
- company_name: Santander Holdings USA, Inc.
- filed_at: 2026-08-05T10:13:43+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/811830/000095010326011922/0000950103-26-011922-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/811830/000095010326011922/dp250449_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950103-26-011922
- JSON: https://secwatch.observer/filing/0000950103-26-011922.json
- Plain text: https://secwatch.observer/filing/0000950103-26-011922.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.