---
schema_version: "secwatch.filing_event.v1"
accession: "0000950159-22-000099"
form_type: "8-K"
ticker: "TBBK"
cik: "0001295401"
company_name: "Bancorp, Inc."
filed_at: "2022-04-28T23:59:59+00:00"
generated_at: "2026-06-26T03:13:05.405895+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# The Bancorp Q1 net income $29.0M ($0.50 EPS), up from $26.0M ($0.44); reaffirms FY22 guidance

## Summary
- Net income $29.0M ($0.50 diluted EPS) vs $26.0M ($0.44) in Q1 2021.
- Net interest margin 3.12% vs 3.34%; net interest income $52.9M vs $53.8M.
- Total loans ex-commercial at fair value $4.16B, up 45% YoY and 10% QoQ.
- GDV $28.56B, up 2% YoY despite headwinds from prior stimulus.
- CEO reaffirms FY2022 guidance of $2.15 per share (excl. share repurchases).

## SEC filing metadata
- accession: 0000950159-22-000099
- form_type: 8-K
- ticker: TBBK
- cik: 0001295401
- company_name: Bancorp, Inc.
- filed_at: 2022-04-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1295401/000095015922000099/0000950159-22-000099-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1295401/000095015922000099/tbbk8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950159-22-000099
- JSON: https://secwatch.observer/filing/0000950159-22-000099.json
- Plain text: https://secwatch.observer/filing/0000950159-22-000099.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.