---
schema_version: "secwatch.filing_event.v1"
accession: "0000950159-22-000179"
form_type: "8-K"
ticker: "TBBK"
cik: "0001295401"
company_name: "Bancorp, Inc."
filed_at: "2022-07-28T23:59:59+00:00"
generated_at: "2026-06-24T07:20:13.366981+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Bancorp Q2 EPS $0.53 beats $0.50 YoY; raises FY2022 guidance to $2.25-$2.30

## Summary
- Net income $30.4M ($0.53 diluted EPS) vs $29.4M ($0.50) in Q2 2021; pre-tax income $41.1M.
- Total loans (excl commercial loans at fair value) $4.75B, up 61% YoY; SBLOC/IBLOC/advisor financing up 35% YoY.
- GDV $28.39B, up 5% YoY; net interest margin 3.17% vs 3.19%.
- Book value per share $11.55, up 7% YoY; repurchased 577,926 shares at avg $25.95.
- Full year 2022 EPS guidance raised from $2.15 to $2.25-$2.30 (excl repurchases).

## SEC filing metadata
- accession: 0000950159-22-000179
- form_type: 8-K
- ticker: TBBK
- cik: 0001295401
- company_name: Bancorp, Inc.
- filed_at: 2022-07-28T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1295401/000095015922000179/0000950159-22-000179-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1295401/000095015922000179/bancorp8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950159-22-000179
- JSON: https://secwatch.observer/filing/0000950159-22-000179.json
- Plain text: https://secwatch.observer/filing/0000950159-22-000179.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.