---
schema_version: "secwatch.filing_event.v1"
accession: "0000950159-22-000188"
form_type: "8-K"
ticker: "TBBK"
cik: "0001295401"
company_name: "Bancorp, Inc."
filed_at: "2022-08-12T23:59:59+00:00"
generated_at: "2026-06-24T00:15:28.774034+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Bancorp updates 2022 EPS guidance to $2.25-$2.30; targets >$500M revenue and >22% ROE

## Summary
- Q2 YTD 2022 ROE 18%, ROA 1.7%, efficiency ratio 50%.
- 2022 EPS guidance raised to $2.25-$2.30 from $1.88 in FY2021.
- Long-term targets: revenue >$500M, ROE >22%, ROA >2%, leverage ratio 9%.
- Loan portfolio $5.6B: institutional banking $2.4B, real estate bridge $1.9B, small business $0.7B, leasing $0.6B.
- Fintech deposits drive low cost of funds (0.36% in Q2 2022); non-interest income 26% of revenue.

## SEC filing metadata
- accession: 0000950159-22-000188
- form_type: 8-K
- ticker: TBBK
- cik: 0001295401
- company_name: Bancorp, Inc.
- filed_at: 2022-08-12T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1295401/000095015922000188/0000950159-22-000188-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1295401/000095015922000188/bancorp8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950159-22-000188
- JSON: https://secwatch.observer/filing/0000950159-22-000188.json
- Plain text: https://secwatch.observer/filing/0000950159-22-000188.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.