{"schema_version":"secwatch.filing_event.v1","accession":"0000950159-22-000218","form_type":"8-K","ticker":"TBBK","cik":"0001295401","company_name":"Bancorp, Inc.","filed_at":"2022-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.041332+00:00","generated_at":"2026-06-22T23:43:29.222750+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Bancorp Q3 EPS $0.54; issues 2023 preliminary EPS guidance of $3.20","bullets":["Q3 2022 net income $30.6M ($0.54 diluted EPS) vs $28.3M ($0.48) in Q3 2021.","Net interest margin expanded to 3.69% from 3.35% a year ago; net interest income up 27% to $64.7M.","2022 EPS guidance reiterated at $2.25-$2.30; preliminary 2023 EPS guidance of $3.20 (40% increase).","Board approved new $25M per quarter share repurchase program for 2023, replacing prior $15M quarterly plan.","GDV on prepaid/debit cards grew 15% YoY to $28.12B; payment fees up 6% to $21.4M."],"urls":{"canonical":"https://secwatch.observer/filing/0000950159-22-000218","json":"https://secwatch.observer/filing/0000950159-22-000218.json","markdown":"https://secwatch.observer/filing/0000950159-22-000218.md","text":"https://secwatch.observer/filing/0000950159-22-000218.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1295401/000095015922000218/0000950159-22-000218-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1295401/000095015922000218/tbbk8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T23:43:29.222750+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1e85511487454d8e087dae6881a0d61c3fe74801","claim":"Bancorp, Inc. reported 2022 results: EPS $2.25 to $2.30. Guidance reaffirmed.","evidence_excerpt":"We also reiterate $2.25 to $2.30 guidance for 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1295401/000095015922000218/0000950159-22-000218-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"2022"},{"label":"EPS","value":"$2.25 to $2.30"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"},{"claim_id":"436fadbd37a1c0ad812a6a0ecc3a784606c2557b","claim":"Bancorp, Inc. updated its the three and nine months ended September 30, 2022 guidance (raised).","evidence_excerpt":"On October 27, 2022, The Bancorp, Inc. (the \"Company\") issued a press release regarding its earnings for the three and nine months ended September 30, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1295401/000095015922000218/0000950159-22-000218-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and nine months ended September 30, 2022"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"ff88ef7776b84bb22d94c48f1797c000a5b636c1","claim":"Bancorp, Inc. reported 2023 results: EPS $3.20 per share. Guidance initiated.","evidence_excerpt":"We are issuing preliminary guidance for 2023 of $3.20 per share excluding the net impact of future share buybacks but including the expected impact of rate increases based on fed funds futures.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1295401/000095015922000218/0000950159-22-000218-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"2023"},{"label":"EPS","value":"$3.20 per share"},{"label":"Guidance","value":"initiated"},{"label":"Result","value":"preliminary results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}