{"schema_version":"secwatch.filing_event.v1","accession":"0000950159-23-000009","form_type":"8-K","ticker":"TBBK","cik":"0001295401","company_name":"Bancorp, Inc.","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.263721+00:00","generated_at":"2026-06-20T07:58:54.527164+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"The Bancorp Q4 EPS $0.71, up 54% YoY; confirms 2023 EPS guidance $3.20","bullets":["Q4 net income $40.2M ($0.71 diluted EPS) vs $27.0M ($0.46) in Q4 2021, a 54% EPS increase.","Net interest income rose 47% YoY to $76.8M; NIM expanded to 4.21% from 3.51%.","Total loans ex commercial at fair value grew 45% YoY to $5.49B; GDV increased 13% to $28.07B.","2023 EPS guidance confirmed at $3.20, representing ~40% growth over 2022 EPS of $2.27.","Share repurchases planned at $25M per quarter ($100M in 2023), up from $15M per quarter ($60M in 2022)."],"urls":{"canonical":"https://secwatch.observer/filing/0000950159-23-000009","json":"https://secwatch.observer/filing/0000950159-23-000009.json","markdown":"https://secwatch.observer/filing/0000950159-23-000009.md","text":"https://secwatch.observer/filing/0000950159-23-000009.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1295401/000095015923000009/0000950159-23-000009-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1295401/000095015923000009/bancorp8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T07:58:54.527164+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"97ba07cac5f5fd249a2d9de63a1ffc25f40a597e","claim":"Bancorp, Inc. reported the quarter ended December 31, 2022 results: net income $40.2 million, EPS $0.71 per diluted share. Guidance reaffirmed.","evidence_excerpt":"The Bancorp reported net income of $40.2 million, or $0.71 per diluted share, for the quarter ended December 31, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1295401/000095015923000009/0000950159-23-000009-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$40.2 million"},{"label":"EPS","value":"$0.71 per diluted share"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}