{"schema_version":"secwatch.filing_event.v1","accession":"0000950159-23-000151","form_type":"8-K","ticker":"TBBK","cik":"0001295401","company_name":"Bancorp, Inc.","filed_at":"2023-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:38.301823+00:00","generated_at":"2026-06-16T08:27:17.956042+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Bancorp Q1 EPS $0.88, up 76% YoY; raises 2023 guidance to $3.60 from $3.20","bullets":["Net income $49.1M ($0.88 diluted EPS) vs $29.0M ($0.50) in Q1 2022, up 76%.","Net interest income $85.8M (+62% YoY); net interest margin 4.67% vs 3.12% YoY.","Total loans $5.35B (down 2% QoQ, +29% YoY); GDV $34.01B (+19% YoY).","CEO raises 2023 EPS guidance to $3.60 from $3.20; plans $25M quarterly share buybacks.","Capital ratios well above well-capitalized minimums; book value $13.11, +15% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0000950159-23-000151","json":"https://secwatch.observer/filing/0000950159-23-000151.json","markdown":"https://secwatch.observer/filing/0000950159-23-000151.md","text":"https://secwatch.observer/filing/0000950159-23-000151.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1295401/000095015923000151/0000950159-23-000151-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1295401/000095015923000151/bancorp8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T08:27:17.956042+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"467893c8b2f2590d942df3bbed855e82cb952258","claim":"Bancorp, Inc. reported FY2023 results: EPS $3.60 per share. Guidance raised.","evidence_excerpt":"We are raising guidance from $3.20 a share to $3.60 a share, without including the impact of anticipated share buy backs of $25 million per quarter in 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1295401/000095015923000151/0000950159-23-000151-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"FY2023"},{"label":"EPS","value":"$3.60 per share"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}