{"schema_version":"secwatch.filing_event.v1","accession":"0000950159-23-000270","form_type":"8-K","ticker":"TBBK","cik":"0001295401","company_name":"Bancorp, Inc.","filed_at":"2023-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:28.552339+00:00","generated_at":"2026-06-09T08:06:06.692438+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"confidence":"high","headline":"Bancorp Q3 net income $50.1M ($0.92 EPS), initiates 2024 EPS guidance of $4.25; buyback increased 4x","bullets":["Q3 net income $50.1M ($0.92 diluted EPS) vs $30.6M ($0.54) a year ago, up 70% YoY.","Net interest margin widened to 5.07% from 3.69% last year; net interest income up 37% to $88.9M.","Gross dollar volume from prepaid/debit cards increased 17% to $32.97B.","CEO announced preliminary 2024 EPS guidance of $4.25, representing 18% growth over 2023 guidance.","Planned share buyback in 2024 increased to $200M ($50M/qtr) from $100M; Q3 repurchased 685k shares at $36.47 avg."],"urls":{"canonical":"https://secwatch.observer/filing/0000950159-23-000270","json":"https://secwatch.observer/filing/0000950159-23-000270.json","markdown":"https://secwatch.observer/filing/0000950159-23-000270.md","text":"https://secwatch.observer/filing/0000950159-23-000270.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1295401/000095015923000270/0000950159-23-000270-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1295401/000095015923000270/bancorp8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T08:06:06.692438+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2bc75697a8e00a6f554a2ed0b4e6b59eff0a66b4","claim":"Bancorp, Inc. reported the quarter ended September 30, 2023 results: net income $50.1 million, EPS $0.92 per diluted share. Guidance initiated.","evidence_excerpt":"The Bancorp reported net income of $50.1 million, or $0.92 per diluted share, for the quarter ended September 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1295401/000095015923000270/0000950159-23-000270-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Net income","value":"$50.1 million"},{"label":"EPS","value":"$0.92 per diluted share"},{"label":"Guidance","value":"initiated"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"d491033f74a386409a7cef88177dcdc017f0191d","claim":"Bancorp, Inc. reported 2024 results: EPS $4.25 a share. Guidance initiated.","evidence_excerpt":"We are initiating 2024 preliminary guidance of $4.25 a share without including the impact of share buybacks.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1295401/000095015923000270/0000950159-23-000270-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"2024"},{"label":"EPS","value":"$4.25 a share"},{"label":"Guidance","value":"initiated"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}