{"schema_version":"secwatch.filing_event.v1","accession":"0000950159-24-000020","form_type":"8-K","ticker":"TBBK","cik":"0001295401","company_name":"Bancorp, Inc.","filed_at":"2024-01-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.705816+00:00","generated_at":"2026-06-06T17:53:02.901134+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Bancorp Q4 EPS $0.81 ($0.95 adjusted); guides 2024 EPS $4.25, plans $200M buyback","bullets":["Net income Q4 $44M ($0.81 diluted); adjusted EPS $0.95 excluding $10M trust preferred charge.","Net interest margin 5.26% vs 4.21% YoY; net interest income +20% to $92.2M.","GDV on prepaid/debit cards +13% to $33.29B; payment fees +15% to $25.1M.","Real estate bridge loans up 20% YoY to $2.0B; book value per share +22% to $15.17.","2024 EPS guidance $4.25; plans $200M share buyback ($50M/quarter) not included in guidance."],"urls":{"canonical":"https://secwatch.observer/filing/0000950159-24-000020","json":"https://secwatch.observer/filing/0000950159-24-000020.json","markdown":"https://secwatch.observer/filing/0000950159-24-000020.md","text":"https://secwatch.observer/filing/0000950159-24-000020.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1295401/000095015924000020/0000950159-24-000020-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1295401/000095015924000020/bancorp8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T17:53:02.901134+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"a257359efdf0e4386b3546cdd39ca4c44a8143f3","claim":"Bancorp, Inc. reported fourth quarter and full year of 2023 results: net income net income of $44.0 million, EPS 0.81 per diluted share.","evidence_excerpt":"The Bancorp reported net income of $44.0 million, or $0.81 per diluted share, for the quarter ended December 31, 2023, compared to net income of $40.2 million, or $0.71 per diluted share, for the quarter ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1295401/000095015924000020/0000950159-24-000020-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter and full year of 2023"},{"label":"Net income","value":"net income of $44.0 million"},{"label":"EPS","value":"0.81 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"d1d1fdeca74a70715ac25b3f54de3e48f31c3403","claim":"Bancorp, Inc. reported 2024 results: EPS 4.25 a share. Guidance reaffirmed.","evidence_excerpt":"We are confirming 2024 guidance of $4.25 a share without including the impact of share buybacks of $200 million for the year, or $50 million a quarter.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1295401/000095015924000020/0000950159-24-000020-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"2024"},{"label":"EPS","value":"4.25 a share"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"guidance update"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}