{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-21-002510","form_type":"8-K","ticker":"AFBI","cik":"0001823406","company_name":"Affinity Bancshares, Inc.","filed_at":"2021-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:04:14.421688+00:00","generated_at":"2026-06-28T16:18:40.373126+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Affinity Bancshares Q3 net income $1.8M, down from $1.9M YoY; 9-month net income $6.3M vs $1.7M","bullets":["Net income $1.8M for Q3 2021 vs $1.9M for Q3 2020; net interest margin 3.78% vs 3.81%.","Nine-month net income $6.3M vs $1.7M, boosted by absence of $2.8M in merger expenses from 2020.","Total assets $790M at Sep 30, down $60.7M from Dec 31, 2020; loans decreased $27.4M to $571.2M.","Non-performing loans increased to $6.2M from $4.9M; allowance for loan losses 1.33% of total loans.","Jan 2021 stock offering raised $37.1M; stockholders' equity $119.7M vs $80.8M at Dec 31, 2020."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-21-002510","json":"https://secwatch.observer/filing/0000950170-21-002510.json","markdown":"https://secwatch.observer/filing/0000950170-21-002510.md","text":"https://secwatch.observer/filing/0000950170-21-002510.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823406/000095017021002510/0000950170-21-002510-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823406/000095017021002510/afbi-20211027.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T16:18:40.373126+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}