{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-21-002518","form_type":"8-K","ticker":"VABK","cik":"0001572334","company_name":"Virginia National Bankshares Corp","filed_at":"2021-10-29T23:59:59+00:00","discovered_at":"2026-05-14T18:04:13.090135+00:00","generated_at":"2026-06-28T16:13:15.158326+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Virginia National Q3 net income up 68% to $3.1M; diluted EPS $0.59 excluding merger costs $0.86","bullets":["Net income $3.1M ($0.59 diluted EPS) vs $1.9M ($0.69) Q3 2020; EPS decline due to merger share increase.","Excluding $1.9M pre-tax merger costs, adjusted net income $4.6M ($0.86 diluted EPS).","Merger with Fauquier closed April 1, 2021; headcount cut from 215 to 188 FTEs.","ROAA 0.65% (0.95% ex merger costs) vs 0.89% (1.05% ex merger costs) year ago.","Company established dividend reinvestment and direct stock purchase plan administered by AST."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-21-002518","json":"https://secwatch.observer/filing/0000950170-21-002518.json","markdown":"https://secwatch.observer/filing/0000950170-21-002518.md","text":"https://secwatch.observer/filing/0000950170-21-002518.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1572334/000095017021002518/0000950170-21-002518-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1572334/000095017021002518/vabk-20211029.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T16:13:15.158326+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}