{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-22-001493","form_type":"8-K","ticker":"VABK","cik":"0001572334","company_name":"Virginia National Bankshares Corp","filed_at":"2022-02-18T23:59:59+00:00","discovered_at":"2026-05-14T18:04:07.117365+00:00","generated_at":"2026-06-27T06:36:18.434852+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Virginia National Bankshares posts record 2021 net income of $10.0M, up 25% YoY","bullets":["Net income $10.0M for FY2021, up 25% from $8.0M in FY2020; Q4 net income $5.2M, double prior year.","Diluted EPS $2.13 for 2021 (down from $2.95) due to increased share count from Fauquier merger.","Adjusted net income (excl. merger expenses) $15.6M, or $3.31 per diluted share.","Headcount reduced from 215 (Apr 1, 2021) to 173 (Dec 31, 2021) reflecting merger cost savings.","ROAE for Q4 2021 was 12.86%, up from 12.75% in Q4 2020."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-22-001493","json":"https://secwatch.observer/filing/0000950170-22-001493.json","markdown":"https://secwatch.observer/filing/0000950170-22-001493.md","text":"https://secwatch.observer/filing/0000950170-22-001493.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1572334/000095017022001493/0000950170-22-001493-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1572334/000095017022001493/vabk-20220218.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-27T06:36:18.434852+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}