{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-22-003593","form_type":"8-K","ticker":"CRD-A","cik":"0000025475","company_name":"CRAWFORD & CO","filed_at":"2022-03-14T23:59:59+00:00","discovered_at":"2026-05-14T18:04:09.167749+00:00","generated_at":"2026-06-26T23:23:46.399008+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Crawford Q4 rev $292.9M (+14% YoY); GAAP EPS $0.03 vs $0.18; net income $1.7M","bullets":["Q4 revenues before reimbursements $292.9M (+14% YoY); net income attributable to shareholders $1.7M (down from $9.4M).","GAAP diluted EPS $0.03 per share (both classes); non-GAAP adjusted EBITDA fell to $17.6M from $27.5M.","Full-year 2021 revenue $1.102B (+12%); net income $30.7M vs $28.3M; adjusted EBITDA $98.3M vs $104.8M.","Loss Adjusting segment Q4 op. earnings $4.9M (4.0% margin) vs $16.3M (14.6%); Platform Solutions improved, TPA declined.","Board authorized addition of 5M shares to repurchase program; segment realignment to geography-based structure effective Jan 1, 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-22-003593","json":"https://secwatch.observer/filing/0000950170-22-003593.json","markdown":"https://secwatch.observer/filing/0000950170-22-003593.md","text":"https://secwatch.observer/filing/0000950170-22-003593.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/25475/000095017022003593/0000950170-22-003593-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/25475/000095017022003593/crda-20220314.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T23:23:46.399008+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}