---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-22-003593"
form_type: "8-K"
ticker: "CRD-A"
cik: "0000025475"
company_name: "CRAWFORD & CO"
filed_at: "2022-03-14T23:59:59+00:00"
generated_at: "2026-06-26T23:23:46.399008+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Crawford Q4 rev $292.9M (+14% YoY); GAAP EPS $0.03 vs $0.18; net income $1.7M

## Summary
- Q4 revenues before reimbursements $292.9M (+14% YoY); net income attributable to shareholders $1.7M (down from $9.4M).
- GAAP diluted EPS $0.03 per share (both classes); non-GAAP adjusted EBITDA fell to $17.6M from $27.5M.
- Full-year 2021 revenue $1.102B (+12%); net income $30.7M vs $28.3M; adjusted EBITDA $98.3M vs $104.8M.
- Loss Adjusting segment Q4 op. earnings $4.9M (4.0% margin) vs $16.3M (14.6%); Platform Solutions improved, TPA declined.
- Board authorized addition of 5M shares to repurchase program; segment realignment to geography-based structure effective Jan 1, 2022.

## SEC filing metadata
- accession: 0000950170-22-003593
- form_type: 8-K
- ticker: CRD-A
- cik: 0000025475
- company_name: CRAWFORD & CO
- filed_at: 2022-03-14T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/25475/000095017022003593/0000950170-22-003593-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/25475/000095017022003593/crda-20220314.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-22-003593
- JSON: https://secwatch.observer/filing/0000950170-22-003593.json
- Plain text: https://secwatch.observer/filing/0000950170-22-003593.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.