{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-22-004620","form_type":"8-K","ticker":"HWC","cik":"0000750577","company_name":"HANCOCK WHITNEY CORP","filed_at":"2022-03-25T23:59:59+00:00","discovered_at":"2026-05-14T18:04:09.676655+00:00","generated_at":"2026-06-26T17:50:18.005840+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"confidence":"high","headline":"Hancock Whitney to eliminate NSF and certain overdraft fees; expects $10-11M annual reduction","bullets":["Elimination of all consumer NSF fees, certain overdraft protection transfer fees, and sustained overdraft fees by end of 2022.","Overdraft balance threshold increased to give customers more cushion before fees are assessed.","New 'Assure Checking' no-overdraft fee account and 'Early Pay' direct deposit up to 2 days early launched.","Annual service charges on deposits expected to decrease by approximately $10-11 million."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-22-004620","json":"https://secwatch.observer/filing/0000950170-22-004620.json","markdown":"https://secwatch.observer/filing/0000950170-22-004620.md","text":"https://secwatch.observer/filing/0000950170-22-004620.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/750577/000095017022004620/0000950170-22-004620-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/750577/000095017022004620/hwc-20220325.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T17:50:18.005840+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}