---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-22-004620"
form_type: "8-K"
ticker: "HWC"
cik: "0000750577"
company_name: "HANCOCK WHITNEY CORP"
filed_at: "2022-03-25T23:59:59+00:00"
generated_at: "2026-06-26T17:50:18.005840+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.35
calibrated_materiality_score: 0.35
confidence: "high"
source: SEC EDGAR
---

# Hancock Whitney to eliminate NSF and certain overdraft fees; expects $10-11M annual reduction

## Summary
- Elimination of all consumer NSF fees, certain overdraft protection transfer fees, and sustained overdraft fees by end of 2022.
- Overdraft balance threshold increased to give customers more cushion before fees are assessed.
- New 'Assure Checking' no-overdraft fee account and 'Early Pay' direct deposit up to 2 days early launched.
- Annual service charges on deposits expected to decrease by approximately $10-11 million.

## SEC filing metadata
- accession: 0000950170-22-004620
- form_type: 8-K
- ticker: HWC
- cik: 0000750577
- company_name: HANCOCK WHITNEY CORP
- filed_at: 2022-03-25T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.35
- calibrated_materiality_score: 0.35
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/750577/000095017022004620/0000950170-22-004620-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/750577/000095017022004620/hwc-20220325.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-22-004620
- JSON: https://secwatch.observer/filing/0000950170-22-004620.json
- Plain text: https://secwatch.observer/filing/0000950170-22-004620.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.