{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-22-005924","form_type":"8-K","ticker":"BANF","cik":"0000760498","company_name":"BANCFIRST CORP /OK/","filed_at":"2022-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:04:03.592464+00:00","generated_at":"2026-06-26T05:56:30.020157+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"BancFirst Q1 net income $35.9M ($1.08 EPS) vs $42.5M ($1.27) prior year; Worthington acquisition closed","bullets":["Net income $35.9M, diluted EPS $1.08, down from $42.5M ($1.27) in Q1 2021.","Net interest margin fell to 2.78% from 3.36% due to $8.1M decline in PPP fee income.","Provision for credit losses $2.9M vs zero; noninterest expense rose $7.5M to $72.5M.","Acquired Worthington National Bank (assets $488M, loans $261M, deposits $430M) on Feb 8, 2022.","Total assets $12.6B, up $3.2B; loans $6.5B, up $313.8M; nonaccrual loans improved to 0.27%."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-22-005924","json":"https://secwatch.observer/filing/0000950170-22-005924.json","markdown":"https://secwatch.observer/filing/0000950170-22-005924.md","text":"https://secwatch.observer/filing/0000950170-22-005924.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/760498/000095017022005924/0000950170-22-005924-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/760498/000095017022005924/banf-20220421.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T05:56:30.020157+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}