---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-22-005924"
form_type: "8-K"
ticker: "BANF"
cik: "0000760498"
company_name: "BANCFIRST CORP /OK/"
filed_at: "2022-04-21T23:59:59+00:00"
generated_at: "2026-06-26T05:56:30.020157+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# BancFirst Q1 net income $35.9M ($1.08 EPS) vs $42.5M ($1.27) prior year; Worthington acquisition closed

## Summary
- Net income $35.9M, diluted EPS $1.08, down from $42.5M ($1.27) in Q1 2021.
- Net interest margin fell to 2.78% from 3.36% due to $8.1M decline in PPP fee income.
- Provision for credit losses $2.9M vs zero; noninterest expense rose $7.5M to $72.5M.
- Acquired Worthington National Bank (assets $488M, loans $261M, deposits $430M) on Feb 8, 2022.
- Total assets $12.6B, up $3.2B; loans $6.5B, up $313.8M; nonaccrual loans improved to 0.27%.

## SEC filing metadata
- accession: 0000950170-22-005924
- form_type: 8-K
- ticker: BANF
- cik: 0000760498
- company_name: BANCFIRST CORP /OK/
- filed_at: 2022-04-21T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/760498/000095017022005924/0000950170-22-005924-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/760498/000095017022005924/banf-20220421.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-22-005924
- JSON: https://secwatch.observer/filing/0000950170-22-005924.json
- Plain text: https://secwatch.observer/filing/0000950170-22-005924.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.