Affinity Bancshares Q1 net income down to $1.8M from $2.1M YoY; NIM 4.53%

Affinity Bancshares, Inc.

2022-Q1 EPS reported $0.26

Net income $1.8M vs $2.1M in Q1 2021; ROAA 0.97%, ROAE 5.97%.
Net interest margin 4.53% (vs 4.65% YoY); provision for loan losses $250K.
Total assets $760.2M (-$27.9M); deposits up $13.2M to $628M.
Net loans up $17.1M to $592.9M; non-performing loans down to $6.3M.
Repurchased 253,779 shares for $3.9M at avg $15.53/share.

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