{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-22-006555","form_type":"8-K","ticker":"VABK","cik":"0001572334","company_name":"Virginia National Bankshares Corp","filed_at":"2022-04-28T23:59:59+00:00","discovered_at":"2026-05-14T18:04:01.261270+00:00","generated_at":"2026-06-26T03:24:42.213315+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"VABK Q1 net income $4.9M (227% YoY); diluted EPS $0.92","bullets":["Net income $4.9M vs $1.5M YoY (227% increase); diluted EPS $0.92 vs $0.55.","ROAA improved to 1.03% from 0.68%; ROAE improved to 12.53% from 7.40%.","Efficiency ratio (FTE) improved to 62.0% from 67.7%.","Gross loans $1.0B, +62% YoY from Fauquier merger; headcount cut to 163 from 215.","No merger expenses in Q1 2022 vs $278k in Q1 2021; further cost savings expected."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-22-006555","json":"https://secwatch.observer/filing/0000950170-22-006555.json","markdown":"https://secwatch.observer/filing/0000950170-22-006555.md","text":"https://secwatch.observer/filing/0000950170-22-006555.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1572334/000095017022006555/0000950170-22-006555-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1572334/000095017022006555/vabk-20220428.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T03:24:42.213315+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}