{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-22-011729","form_type":"8-K","ticker":"HCI","cik":"0001400810","company_name":"HCI Group, Inc.","filed_at":"2022-06-16T23:59:59+00:00","discovered_at":"2026-05-14T18:04:00.481870+00:00","generated_at":"2026-06-25T01:11:51.711974+00:00","sec_items":["1.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"HCI Group secures $935.7M Florida reinsurance for Homeowners Choice; net ceded premiums $247.3M","bullets":["Homeowners Choice tower: up to $935.7M per-event FL coverage, $14M retention; total all-occurrence $1.33B.","TypTap tower: up to $637.3M per-event FL coverage, $10M retention; total all-occurrence $902.3M.","Expansion states tower: up to $525M per-event outside FL, $10M retention; total all-occurrence $1.03B.","Total net reinsurance premiums ceded estimated ~$247.3M for June 1, 2022–May 31, 2023, assuming no losses."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-22-011729","json":"https://secwatch.observer/filing/0000950170-22-011729.json","markdown":"https://secwatch.observer/filing/0000950170-22-011729.md","text":"https://secwatch.observer/filing/0000950170-22-011729.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1400810/000095017022011729/0000950170-22-011729-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1400810/000095017022011729/hci-20220601.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-25T01:11:51.711974+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}