---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-22-011729"
form_type: "8-K"
ticker: "HCI"
cik: "0001400810"
company_name: "HCI Group, Inc."
filed_at: "2022-06-16T23:59:59+00:00"
generated_at: "2026-06-25T01:11:51.711974+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# HCI Group secures $935.7M Florida reinsurance for Homeowners Choice; net ceded premiums $247.3M

## Summary
- Homeowners Choice tower: up to $935.7M per-event FL coverage, $14M retention; total all-occurrence $1.33B.
- TypTap tower: up to $637.3M per-event FL coverage, $10M retention; total all-occurrence $902.3M.
- Expansion states tower: up to $525M per-event outside FL, $10M retention; total all-occurrence $1.03B.
- Total net reinsurance premiums ceded estimated ~$247.3M for June 1, 2022–May 31, 2023, assuming no losses.

## SEC filing metadata
- accession: 0000950170-22-011729
- form_type: 8-K
- ticker: HCI
- cik: 0001400810
- company_name: HCI Group, Inc.
- filed_at: 2022-06-16T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1400810/000095017022011729/0000950170-22-011729-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1400810/000095017022011729/hci-20220601.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-22-011729
- JSON: https://secwatch.observer/filing/0000950170-22-011729.json
- Plain text: https://secwatch.observer/filing/0000950170-22-011729.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.