{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-22-012768","form_type":"8-K","ticker":"OMCC","cik":"0001000045","company_name":"OLD MARKET CAPITAL Corp","filed_at":"2022-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:54.509354+00:00","generated_at":"2026-06-24T12:58:37.636980+00:00","sec_items":["2.05"],"event_type":"other_material","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Nicholas Financial to close 11 branches (23% of network), cut 44 jobs; expects $0.9-1.0M charges","bullets":["Closure of 11 branches (~23% of network) and reduction of ~44 employees (17% of workforce).","Expected total cash charges of $0.9M-1.0M, plus <$0.1M non-cash impairment on lease obligations.","Employee-related costs estimated at $42,000; lease obligations at $898,000.","Majority of charges expected to be recorded in Q2 of fiscal year 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-22-012768","json":"https://secwatch.observer/filing/0000950170-22-012768.json","markdown":"https://secwatch.observer/filing/0000950170-22-012768.md","text":"https://secwatch.observer/filing/0000950170-22-012768.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1000045/000095017022012768/0000950170-22-012768-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1000045/000095017022012768/nick-20220718.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T12:58:37.636980+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}