{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-22-012878","form_type":"8-K","ticker":"BANF","cik":"0000760498","company_name":"BANCFIRST CORP /OK/","filed_at":"2022-07-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:58.104523+00:00","generated_at":"2026-06-24T10:34:55.632858+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"BancFirst Q2 EPS $1.34, net income $44.7M down from $48.2M; NII rises to $86.9M","bullets":["Q2 2022 EPS $1.34 vs $1.45 YoY; net income $44.7M vs $48.2M.","Net interest income rose to $86.9M from $82.4M; core NIM expansion driven by 150 bps fed rate hikes.","Provision for credit losses $501K vs $9.9M benefit a year ago; nonaccrual loans improved to 0.21% of loans.","Total assets $12.5B (+33% from Dec 2021) driven by deposit inflows and Worthington acquisition; loans $6.6B.","CEO expects continued margin expansion; company well-positioned with strong capital base."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-22-012878","json":"https://secwatch.observer/filing/0000950170-22-012878.json","markdown":"https://secwatch.observer/filing/0000950170-22-012878.md","text":"https://secwatch.observer/filing/0000950170-22-012878.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/760498/000095017022012878/0000950170-22-012878-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/760498/000095017022012878/banf-20220721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T10:34:55.632858+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}