---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-22-012878"
form_type: "8-K"
ticker: "BANF"
cik: "0000760498"
company_name: "BANCFIRST CORP /OK/"
filed_at: "2022-07-21T23:59:59+00:00"
generated_at: "2026-06-24T10:34:55.632858+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# BancFirst Q2 EPS $1.34, net income $44.7M down from $48.2M; NII rises to $86.9M

## Summary
- Q2 2022 EPS $1.34 vs $1.45 YoY; net income $44.7M vs $48.2M.
- Net interest income rose to $86.9M from $82.4M; core NIM expansion driven by 150 bps fed rate hikes.
- Provision for credit losses $501K vs $9.9M benefit a year ago; nonaccrual loans improved to 0.21% of loans.
- Total assets $12.5B (+33% from Dec 2021) driven by deposit inflows and Worthington acquisition; loans $6.6B.
- CEO expects continued margin expansion; company well-positioned with strong capital base.

## SEC filing metadata
- accession: 0000950170-22-012878
- form_type: 8-K
- ticker: BANF
- cik: 0000760498
- company_name: BANCFIRST CORP /OK/
- filed_at: 2022-07-21T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/760498/000095017022012878/0000950170-22-012878-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/760498/000095017022012878/banf-20220721.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-22-012878
- JSON: https://secwatch.observer/filing/0000950170-22-012878.json
- Plain text: https://secwatch.observer/filing/0000950170-22-012878.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.