{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-22-012926","form_type":"8-K","ticker":"CCEL","cik":"0000862692","company_name":"CRYO CELL INTERNATIONAL INC","filed_at":"2022-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:58.310635+00:00","generated_at":"2026-06-24T09:44:34.791424+00:00","sec_items":["1.01","2.03"],"event_type":"debt","sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"confidence":"high","headline":"Cryo-Cell enters $18.96M credit facility with Susser Bank; term loan for NC building purchase","bullets":["Revolving credit facility of up to $10M and term loan of $8.96M with Susser Bank.","Term loan proceeds used to purchase commercial office building in Durham, North Carolina (previously disclosed).","RCF matures July 18, 2025; term loan matures July 18, 2032.","Interest at Base Rate plus 4.25% or SOFR plus 3.25% (floors of 5.5% and 4.5%, respectively).","Covenants: leverage ratio ≤3.50x, debt service coverage ≥1.25x; dividends restricted if default exists."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-22-012926","json":"https://secwatch.observer/filing/0000950170-22-012926.json","markdown":"https://secwatch.observer/filing/0000950170-22-012926.md","text":"https://secwatch.observer/filing/0000950170-22-012926.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/862692/000095017022012926/0000950170-22-012926-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/862692/000095017022012926/ccel-20220718.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T09:44:34.791424+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}