{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-22-015568","form_type":"8-K","ticker":"HCI","cik":"0001400810","company_name":"HCI Group, Inc.","filed_at":"2022-08-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.614570+00:00","generated_at":"2026-06-24T02:41:50.643702+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"HCI Group Q2 2022 net loss $8.5M vs profit $3.8M YoY; gross premiums earned up 30%","bullets":["Net loss of $8.5M ($1.04 per share) vs net income of $3.8M ($0.24) in Q2 2021.","Adjusted net loss of $5.4M ($0.71 per share) vs adjusted net income of $2.7M ($0.11) last year.","Gross premiums earned $181.1M, up 29.9% YoY; Homeowners Choice and TypTap both grew.","Implemented 10% rate increase at Homeowners Choice and 12% at TypTap effective Aug 2022.","Raised $170M via convertible note offering in May 2022 for strategic flexibility."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-22-015568","json":"https://secwatch.observer/filing/0000950170-22-015568.json","markdown":"https://secwatch.observer/filing/0000950170-22-015568.md","text":"https://secwatch.observer/filing/0000950170-22-015568.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1400810/000095017022015568/0000950170-22-015568-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1400810/000095017022015568/hci-20220808.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T02:41:50.643702+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}