---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-22-015568"
form_type: "8-K"
ticker: "HCI"
cik: "0001400810"
company_name: "HCI Group, Inc."
filed_at: "2022-08-08T23:59:59+00:00"
generated_at: "2026-06-24T02:41:50.643702+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# HCI Group Q2 2022 net loss $8.5M vs profit $3.8M YoY; gross premiums earned up 30%

## Summary
- Net loss of $8.5M ($1.04 per share) vs net income of $3.8M ($0.24) in Q2 2021.
- Adjusted net loss of $5.4M ($0.71 per share) vs adjusted net income of $2.7M ($0.11) last year.
- Gross premiums earned $181.1M, up 29.9% YoY; Homeowners Choice and TypTap both grew.
- Implemented 10% rate increase at Homeowners Choice and 12% at TypTap effective Aug 2022.
- Raised $170M via convertible note offering in May 2022 for strategic flexibility.

## SEC filing metadata
- accession: 0000950170-22-015568
- form_type: 8-K
- ticker: HCI
- cik: 0001400810
- company_name: HCI Group, Inc.
- filed_at: 2022-08-08T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1400810/000095017022015568/0000950170-22-015568-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1400810/000095017022015568/hci-20220808.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-22-015568
- JSON: https://secwatch.observer/filing/0000950170-22-015568.json
- Plain text: https://secwatch.observer/filing/0000950170-22-015568.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.