---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-22-016048"
form_type: "8-K"
ticker: "RPAY"
cik: "0001720592"
company_name: "Repay Holdings Corp"
filed_at: "2022-08-09T23:59:59+00:00"
generated_at: "2026-06-24T02:09:29.522672+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# REPAY Q2 2022: Card volume +34% to $6.2B, revenue +39% to $67.4M

## Summary
- Total revenue $67.4M (+39% YoY); gross profit $50.7M (+42% YoY).
- Net loss narrowed to $1.4M from $13.4M; adjusted net income $16.1M ($0.17 per share).
- Adjusted EBITDA $27.6M, up 35% YoY.
- B2B supplier network reaches 135,000; consumer lending recovery taking longer than anticipated.
- Card payment volume $6.2B, up 34% over Q2 2021.

## SEC filing metadata
- accession: 0000950170-22-016048
- form_type: 8-K
- ticker: RPAY
- cik: 0001720592
- company_name: Repay Holdings Corp
- filed_at: 2022-08-09T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1720592/000095017022016048/0000950170-22-016048-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1720592/000095017022016048/rpay-20220809.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-22-016048
- JSON: https://secwatch.observer/filing/0000950170-22-016048.json
- Plain text: https://secwatch.observer/filing/0000950170-22-016048.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
