---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-22-017817"
form_type: "8-K"
ticker: "GAIA"
cik: "0001089872"
company_name: "GAIA, INC"
filed_at: "2022-08-26T23:59:59+00:00"
generated_at: "2026-06-23T20:46:56.150905+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Gaia enters $10M revolving credit facility with KeyBank, maturing 2025

## Summary
- Revolving credit facility of up to $10M; no amounts drawn at closing.
- Matures August 25, 2025; secured by first-priority lien on all business assets including IP.
- Interest at Daily Simple SOFR + 2.10% (incl. 0.10% SOFR adjustment) or Base Rate + 1.00%.
- Financial covenants: Fixed Charge Coverage Ratio ≥1.20x and Leverage Ratio ≤1.50x.
- Proceeds for working capital/general corporate purposes; not for acquisitions.

## SEC filing metadata
- accession: 0000950170-22-017817
- form_type: 8-K
- ticker: GAIA
- cik: 0001089872
- company_name: GAIA, INC
- filed_at: 2022-08-26T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1089872/000095017022017817/0000950170-22-017817-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1089872/000095017022017817/gaia-20220825.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-22-017817
- JSON: https://secwatch.observer/filing/0000950170-22-017817.json
- Plain text: https://secwatch.observer/filing/0000950170-22-017817.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.