{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-22-019729","form_type":"8-K","ticker":"WU","cik":"0001365135","company_name":"Western Union CO","filed_at":"2022-10-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:50.332229+00:00","generated_at":"2026-06-23T02:36:59.075442+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Western Union preliminary Q3 EPS $0.45, revenue down 15% YoY; reaffirms 2022 outlook","bullets":["Expected Q3 GAAP EPS $0.45, adjusted EPS $0.42; revenue ~$1.1B (-15% reported, -6% constant currency excl. Business Solutions).","Reaffirmed full-year 2022 outlook: GAAP EPS $2.18-$2.28, adjusted $1.75-$1.85; operating margin 20%-21%.","Business Solutions divestiture continues; second closing (UK) expected Dec 1, 2022 with ~$93M pre-tax gain; third closing (EU) in Q1 2023.","Russia/Belarus suspension negatively impacted revenue by ~3pp; Argentina inflation benefited by ~1pp."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-22-019729","json":"https://secwatch.observer/filing/0000950170-22-019729.json","markdown":"https://secwatch.observer/filing/0000950170-22-019729.md","text":"https://secwatch.observer/filing/0000950170-22-019729.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1365135/000095017022019729/0000950170-22-019729-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1365135/000095017022019729/wu-20221019.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T02:36:59.075442+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}