---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-22-019729"
form_type: "8-K"
ticker: "WU"
cik: "0001365135"
company_name: "Western Union CO"
filed_at: "2022-10-19T23:59:59+00:00"
generated_at: "2026-06-23T02:36:59.075442+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Western Union preliminary Q3 EPS $0.45, revenue down 15% YoY; reaffirms 2022 outlook

## Summary
- Expected Q3 GAAP EPS $0.45, adjusted EPS $0.42; revenue ~$1.1B (-15% reported, -6% constant currency excl. Business Solutions).
- Reaffirmed full-year 2022 outlook: GAAP EPS $2.18-$2.28, adjusted $1.75-$1.85; operating margin 20%-21%.
- Business Solutions divestiture continues; second closing (UK) expected Dec 1, 2022 with ~$93M pre-tax gain; third closing (EU) in Q1 2023.
- Russia/Belarus suspension negatively impacted revenue by ~3pp; Argentina inflation benefited by ~1pp.

## SEC filing metadata
- accession: 0000950170-22-019729
- form_type: 8-K
- ticker: WU
- cik: 0001365135
- company_name: Western Union CO
- filed_at: 2022-10-19T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1365135/000095017022019729/0000950170-22-019729-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1365135/000095017022019729/wu-20221019.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-22-019729
- JSON: https://secwatch.observer/filing/0000950170-22-019729.json
- Plain text: https://secwatch.observer/filing/0000950170-22-019729.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.