{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-22-019800","form_type":"8-K","ticker":"BANF","cik":"0000760498","company_name":"BANCFIRST CORP /OK/","filed_at":"2022-10-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.510488+00:00","generated_at":"2026-06-23T02:28:42.655810+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"BancFirst Q3 net income $55.4M ($1.65 EPS), up from $38.8M ($1.16) YoY","bullets":["Net income $55.4M, diluted EPS $1.65 vs $38.8M, $1.16 in Q3 2021.","Net interest income $100.9M (3.48% margin), up from $80.2M (3.09%) a year ago.","Noninterest income $49.3M, +$9.5M YoY on sweep fees and equity interest from loan restructure.","Loans $6.8B, up 7% net of acquisitions and PPP runoffs; nonaccrual loans 0.18% of total loans.","Total assets $12.5B, deposits $11.1B; allowance for credit losses 1.32% of loans."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-22-019800","json":"https://secwatch.observer/filing/0000950170-22-019800.json","markdown":"https://secwatch.observer/filing/0000950170-22-019800.md","text":"https://secwatch.observer/filing/0000950170-22-019800.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/760498/000095017022019800/0000950170-22-019800-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/760498/000095017022019800/banf-20221020.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T02:28:42.655810+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}