---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-22-019800"
form_type: "8-K"
ticker: "BANF"
cik: "0000760498"
company_name: "BANCFIRST CORP /OK/"
filed_at: "2022-10-20T23:59:59+00:00"
generated_at: "2026-06-23T02:28:42.655810+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# BancFirst Q3 net income $55.4M ($1.65 EPS), up from $38.8M ($1.16) YoY

## Summary
- Net income $55.4M, diluted EPS $1.65 vs $38.8M, $1.16 in Q3 2021.
- Net interest income $100.9M (3.48% margin), up from $80.2M (3.09%) a year ago.
- Noninterest income $49.3M, +$9.5M YoY on sweep fees and equity interest from loan restructure.
- Loans $6.8B, up 7% net of acquisitions and PPP runoffs; nonaccrual loans 0.18% of total loans.
- Total assets $12.5B, deposits $11.1B; allowance for credit losses 1.32% of loans.

## SEC filing metadata
- accession: 0000950170-22-019800
- form_type: 8-K
- ticker: BANF
- cik: 0000760498
- company_name: BANCFIRST CORP /OK/
- filed_at: 2022-10-20T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/760498/000095017022019800/0000950170-22-019800-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/760498/000095017022019800/banf-20221020.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-22-019800
- JSON: https://secwatch.observer/filing/0000950170-22-019800.json
- Plain text: https://secwatch.observer/filing/0000950170-22-019800.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.