{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-22-020189","form_type":"8-K","ticker":"AFBI","cik":"0001823406","company_name":"Affinity Bancshares, Inc.","filed_at":"2022-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.373746+00:00","generated_at":"2026-06-23T00:55:26.843458+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Affinity Bancshares Q3 net income $1.9M, EPS $0.27; net interest margin expands to 4.12%","bullets":["Net income of $1.9M for Q3 2022, up from $1.8M in Q3 2021; diluted EPS $0.27 vs $0.26.","Net interest margin rose to 4.12% from 3.74% YoY, supporting revenue growth.","Gross loans grew to $649.4M at Sep 30, 2022, up 20% from $539.6M a year earlier.","Efficiency ratio slightly weakened to 67.62% from 65.87% YoY.","Total assets $776.4M; return on average assets 0.95% vs 0.91% prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-22-020189","json":"https://secwatch.observer/filing/0000950170-22-020189.json","markdown":"https://secwatch.observer/filing/0000950170-22-020189.md","text":"https://secwatch.observer/filing/0000950170-22-020189.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823406/000095017022020189/0000950170-22-020189-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823406/000095017022020189/afbi-20221026.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T00:55:26.843458+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}