{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-22-023294","form_type":"8-K","ticker":"CRD-A","cik":"0000025475","company_name":"CRAWFORD & CO","filed_at":"2022-11-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:53.099439+00:00","generated_at":"2026-06-22T04:39:27.601483+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Crawford Q3 net loss $15.1M on $36.8M goodwill impairment; constant-currency revenue +6%","bullets":["GAAP net loss $15.1M ($0.31 diluted loss per share) vs net income $11.2M ($0.20/$0.21 EPS) in Q3 2021.","Non-cash goodwill impairment of $36.8M, fully impairing International Operations goodwill; after-tax impact $20.9M.","Revenues before reimbursements $294.9M, up 2% YoY; constant-currency growth 6% to $306M.","Platform Solutions revenue +12.7% to $63.7M; International Operations had operating loss of $3.8M.","Free cash flow -$41.1M YTD; total debt $257.4M vs $175M at Dec 2021; $26.7M share repurchases YTD."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-22-023294","json":"https://secwatch.observer/filing/0000950170-22-023294.json","markdown":"https://secwatch.observer/filing/0000950170-22-023294.md","text":"https://secwatch.observer/filing/0000950170-22-023294.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/25475/000095017022023294/0000950170-22-023294-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/25475/000095017022023294/crda-20221108.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T04:39:27.601483+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9177a0bdf2e99bb4a3a9c4085b5bea7f45a22306","claim":"CRAWFORD & CO reported the third quarter ended September 30, 2022 results: revenue $294.9 million, net income $(15.1) million, EPS $(0.31).","evidence_excerpt":"unless different consideration is approved by the holders of 75% of CRD-A, voting as a class. GAAP Consolidated Results Third Quarter 2022 • Revenues before reimbursements of $294.9 million, up 2% over $288.5 million for the 2021 third quarter • The Company recorded a non-cash goodwill impairment of $36.8 million in the 2022 third quarter • Net loss attributable to","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/25475/000095017022023294/0000950170-22-023294-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter ended September 30, 2022"},{"label":"Revenue","value":"$294.9 million"},{"label":"Net income","value":"$(15.1) million"},{"label":"EPS","value":"$(0.31)"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}