---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-22-023847"
form_type: "8-K"
ticker: "RPAY"
cik: "0001720592"
company_name: "Repay Holdings Corp"
filed_at: "2022-11-09T23:59:59+00:00"
generated_at: "2026-06-22T01:36:46.743539+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# REPAY Q3 2022: Revenue $71.6M (+17% YoY), net income $5.4M vs loss YoY

## Summary
- Revenue $71.6M, up 17% YoY; gross profit $54.9M, up 20% YoY.
- Card payment volume $6.42B, up 15% YoY; net income of $5.4M vs -$7.3M loss in Q3 2021.
- Adjusted EBITDA $31.7M (+30% YoY); adjusted net income $22.8M (+33% YoY).
- Reaffirms full year 2022 guidance.

## SEC filing metadata
- accession: 0000950170-22-023847
- form_type: 8-K
- ticker: RPAY
- cik: 0001720592
- company_name: Repay Holdings Corp
- filed_at: 2022-11-09T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1720592/000095017022023847/0000950170-22-023847-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1720592/000095017022023847/rpay-20221109.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-22-023847
- JSON: https://secwatch.observer/filing/0000950170-22-023847.json
- Plain text: https://secwatch.observer/filing/0000950170-22-023847.txt

## Key facts
- Earnings Releases
  Repay Holdings Corp updated its the quarter ended September 30, 2022 guidance (reaffirmed).
  - Period: the quarter ended September 30, 2022
  - Guidance: reaffirmed
  - Result: reported results
  source text: On November 9, 2022, Repay Holdings Corporation (the “Company”) issued a press release announcing the results of the Company’s operations for the quarter ended September 30, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1720592/000095017022023847/0000950170-22-023847-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.