secwatch.observer — SEC 8-K summary
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Issuer:     BANCFIRST CORP /OK/ (BANF)
CIK:        0000760498
Form:       8-K
Filed at:   2023-01-19T23:59:59+00:00
Accession:  0000950170-23-000933
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

BancFirst Q4 net income $57.1M, $1.70 EPS; record earnings in 2022
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- Q4 net income $57.1M ($1.70 diluted EPS) vs $38.2M ($1.15) Q4 2021; FY 2022 net income $193.1M ($5.77) vs $167.6M ($5.03).
- Net interest income rose to $110.4M from $75.9M; net interest margin expanded to 3.83% from 2.87%.
- Loan growth of 9% (organic $578M); total loans $6.9B; deposits $11.0B, up $2.9B.
- Provision for credit losses $3.8M expense (vs $224k benefit); noninterest expense $84.6M incl $3.7M OREO write-down.
- Asset quality: nonaccrual loans 0.22% of loans; allowance 1.33%; net charge-offs 0.01%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/760498/000095017023000933/0000950170-23-000933-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/760498/000095017023000933/banf-20230119.htm
  HTML page:      https://secwatch.observer/filing/0000950170-23-000933

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