---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-001233"
form_type: "8-K"
ticker: "CSBB"
cik: "0000880417"
company_name: "CSB Bancorp, Inc."
filed_at: "2023-01-26T23:59:59+00:00"
generated_at: "2026-06-20T08:54:06.876181+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# CSB Bancorp Q4 net income $3.75M ($1.39 EPS) vs $2.31M ($0.85) a year ago

## Summary
- Q4 2022 net income $3.753M ($1.39 diluted EPS) vs $2.306M ($0.85) in Q4 2021; full-year net income $13.313M, an 11th consecutive record.
- FTE net interest margin expanded to 3.33% from 2.48%, driven by rate increases on loans and securities.
- Loan balances grew 14% YoY; nonperforming assets low at 0.04% of loans; no provision for loan losses.
- Dividend declared $0.35 per share, annualized yield 3.6% based on $38.50 closing price.

## SEC filing metadata
- accession: 0000950170-23-001233
- form_type: 8-K
- ticker: CSBB
- cik: 0000880417
- company_name: CSB Bancorp, Inc.
- filed_at: 2023-01-26T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/880417/000095017023001233/0000950170-23-001233-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/880417/000095017023001233/csbb-20230126.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-001233
- JSON: https://secwatch.observer/filing/0000950170-23-001233.json
- Plain text: https://secwatch.observer/filing/0000950170-23-001233.txt

## Key facts
- Earnings Releases
  CSB Bancorp, Inc. reported financial results for the quarter and year ended December 31, 2022.
  - Period: the quarter and year ended December 31, 2022
  - Result: reported results
  source text: CSB Bancorp, Inc. issued a news release announcing its earnings for the quarter and year ended December 31, 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/880417/000095017023001233/0000950170-23-001233-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.