{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-001619","form_type":"8-K","ticker":"THG","cik":"0000944695","company_name":"HANOVER INSURANCE GROUP, INC.","filed_at":"2023-02-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.668133+00:00","generated_at":"2026-06-20T03:15:24.422052+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hanover Q4 net loss $11.6M, operating loss $37.4M; Winter Storm Elliott drove $165M catastrophe losses","bullets":["Net loss of $11.6M ($0.33 per basic share) vs net income $163.5M in Q4 2021.","Operating loss of $37.4M ($1.05 per share) vs operating income $122.1M prior year.","Combined ratio 108.0% (94.1% ex-catastrophes); catastrophe losses $189.6M incl $165M from Winter Storm Elliott.","Full-year net income $116.0M ($3.21 diluted) vs $418.7M; combined ratio 99.8%.","Board approved 8% dividend increase to $0.81/quarter; book value per share $65.38, up 1.2% from Q3."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-001619","json":"https://secwatch.observer/filing/0000950170-23-001619.json","markdown":"https://secwatch.observer/filing/0000950170-23-001619.md","text":"https://secwatch.observer/filing/0000950170-23-001619.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944695/000095017023001619/0000950170-23-001619-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944695/000095017023001619/thg-20230201.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T03:15:24.422052+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"10778cf8cc64e0e1b0ba78b59508cfdb42b06312","claim":"HANOVER INSURANCE GROUP, INC. reported the full year 2022 results: net income Net income was $116.0 million, or $3.21 per diluted share, EPS $3.21 per diluted share.","evidence_excerpt":"Net income was $116.0 million, or $3.21 per diluted share, in the full year 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/944695/000095017023001619/0000950170-23-001619-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the full year 2022"},{"label":"Net income","value":"Net income was $116.0 million, or $3.21 per diluted share"},{"label":"EPS","value":"$3.21 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"ea617b15e573fe81167a608fdc890e72219d2bb8","claim":"HANOVER INSURANCE GROUP, INC. reported the quarter ended December 31, 2022 results: net income net loss of $11.6 million, or $0.33 per basic share, EPS $0.33 per basic share.","evidence_excerpt":"The Hanover Insurance Group, Inc. (NYSE: THG) today reported a net loss of $11.6 million, or $0.33 per basic share**, in the fourth quarter of 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/944695/000095017023001619/0000950170-23-001619-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"net loss of $11.6 million, or $0.33 per basic share"},{"label":"EPS","value":"$0.33 per basic share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}