{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-002170","form_type":"8-K","ticker":"STC","cik":"0000094344","company_name":"STEWART INFORMATION SERVICES CORP","filed_at":"2023-02-08T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.663222+00:00","generated_at":"2026-06-19T22:19:29.466478+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Stewart Q4 revenues $655.9M, down 32% YoY; net income $13.3M; acquires BCHH","bullets":["Total revenues $655.9M ($643.2M adjusted) vs $961.7M in Q4 2021, decline of ~32%.","Net income $13.3M ($16.3M adjusted) vs $85.5M; diluted EPS $0.49 ($0.60 adjusted) vs $3.12.","Title segment operating revenues $581.6M, down 30% YoY; pretax margin 4.5% vs 14.0%.","CEO cites low transaction volumes; announces acquisition of BCHH, a national title services provider.","Quarter included $12.7M net realized/unrealized gains and $16.7M in closure, severance, and regulatory expenses."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-002170","json":"https://secwatch.observer/filing/0000950170-23-002170.json","markdown":"https://secwatch.observer/filing/0000950170-23-002170.md","text":"https://secwatch.observer/filing/0000950170-23-002170.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/94344/000095017023002170/0000950170-23-002170-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/94344/000095017023002170/stc-20230208.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T22:19:29.466478+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2835d04b64d3a40439e43adb2f2ed12a0ac41f42","claim":"STEWART INFORMATION SERVICES CORP reported the three months ended December 31, 2022 results: revenue $655.9 million, net income $13.3 million, EPS $0.49 per diluted share.","evidence_excerpt":"Stewart Reports Fourth Quarter 2022 Results Total revenues of $655.9 million ($643.2 million on an adjusted basis) compared to $961.7 million ($955.2 million on an adjusted basis) in the prior year quarter Net income of $13.3 million ($16.3 million on an adjusted basis) compared to $85.5 million ($83.7 million on an adjusted basis) in the prior year quarter Diluted EPS of $0.49 ($0.60 on an adjusted basis) compared to prior year quarter diluted EPS of $3.12 ($3.05 on an adjusted basis)","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/94344/000095017023002170/0000950170-23-002170-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended December 31, 2022"},{"label":"Revenue","value":"$655.9 million"},{"label":"Net income","value":"$13.3 million"},{"label":"EPS","value":"$0.49 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}