---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-002170"
form_type: "8-K"
ticker: "STC"
cik: "0000094344"
company_name: "STEWART INFORMATION SERVICES CORP"
filed_at: "2023-02-08T23:59:59+00:00"
generated_at: "2026-06-19T22:19:29.466478+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Stewart Q4 revenues $655.9M, down 32% YoY; net income $13.3M; acquires BCHH

## Summary
- Total revenues $655.9M ($643.2M adjusted) vs $961.7M in Q4 2021, decline of ~32%.
- Net income $13.3M ($16.3M adjusted) vs $85.5M; diluted EPS $0.49 ($0.60 adjusted) vs $3.12.
- Title segment operating revenues $581.6M, down 30% YoY; pretax margin 4.5% vs 14.0%.
- CEO cites low transaction volumes; announces acquisition of BCHH, a national title services provider.
- Quarter included $12.7M net realized/unrealized gains and $16.7M in closure, severance, and regulatory expenses.

## SEC filing metadata
- accession: 0000950170-23-002170
- form_type: 8-K
- ticker: STC
- cik: 0000094344
- company_name: STEWART INFORMATION SERVICES CORP
- filed_at: 2023-02-08T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/94344/000095017023002170/0000950170-23-002170-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/94344/000095017023002170/stc-20230208.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-002170
- JSON: https://secwatch.observer/filing/0000950170-23-002170.json
- Plain text: https://secwatch.observer/filing/0000950170-23-002170.txt

## Key facts
- Earnings Releases
  STEWART INFORMATION SERVICES CORP reported the three months ended December 31, 2022 results: revenue $655.9 million, net income $13.3 million, EPS $0.49 per diluted share.
  - Period: the three months ended December 31, 2022
  - Revenue: $655.9 million
  - Net income: $13.3 million
  - EPS: $0.49 per diluted share
  - Result: reported results
  source text: Stewart Reports Fourth Quarter 2022 Results Total revenues of $655.9 million ($643.2 million on an adjusted basis) compared to $961.7 million ($955.2 million on an adjusted basis) in the prior year quarter Net income of $13.3 million ($16.3 million on an adjusted basis) compared to $85.5 million ($83.7 million on an adjusted basis) in the prior year quarter Diluted EPS of $0.49 ($0.60 on an adjusted basis) compared to prior year quarter diluted EPS of $3.12 ($3.05 on an adjusted basis)
  evidence_url: https://www.sec.gov/Archives/edgar/data/94344/000095017023002170/0000950170-23-002170-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.