{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-002466","form_type":"8-K","ticker":"RPAY","cik":"0001720592","company_name":"Repay Holdings Corp","filed_at":"2023-02-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.301838+00:00","generated_at":"2026-06-19T18:08:30.372106+00:00","sec_items":["1.01","2.03","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"confidence":"high","headline":"Repay Holdings amends credit agreement to replace LIBOR with SOFR","bullets":["Third Amendment to Amended Credit Agreement signed Feb 9, 2023.","Replaces LIBOR interest rate benchmark with SOFR; other ministerial changes.","All other material terms of the credit agreement remain unchanged."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-002466","json":"https://secwatch.observer/filing/0000950170-23-002466.json","markdown":"https://secwatch.observer/filing/0000950170-23-002466.md","text":"https://secwatch.observer/filing/0000950170-23-002466.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1720592/000095017023002466/0000950170-23-002466-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1720592/000095017023002466/rpay-20230209.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T18:08:30.372106+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9e104ef63e305ea9c37eefeaaf8f6acee7f86c1b","claim":"Repay Holdings Corp amended revolving credit with Truist Bank, as administrative agent at replaced LIBOR with SOFR.","evidence_excerpt":"The Amendment amends the Amended Credit Agreement to replace the interest rate benchmark, from London Interbank Offered Rate (“LIBOR”) to Secured Overnight Financing Rate (“SOFR”) and other ministerial changes.","evidence_source":"SEC 8-K Item 2.03/2.04","evidence_url":"https://www.sec.gov/Archives/edgar/data/1720592/000095017023002466/0000950170-23-002466-index.htm","confidence":0.7,"family_label":"Debt Financings","details":[{"label":"Instrument","value":"revolving credit"},{"label":"Counterparty","value":"Truist Bank, as administrative agent"},{"label":"Rate","value":"replaced LIBOR with SOFR"},{"label":"Event","value":"amendment"}],"fact_type":"debt_financing"},{"claim_id":"266a3604fe65283f77b09070bc2142c92fcc904c","claim":"Repay Holdings Corp amended Third Amendment with Truist Bank, as administrative agent (effective 2023-02-09).","evidence_excerpt":"On February 9, 2023, Repay Holdings Corporation (the “Company”) and certain of its subsidiaries entered into a Third Amendment (the “Amendment”) to the Amended and Restated Revolving Credit Agreement (the “Amended Credit Agreement”), dated as of February 3, 2021, by and among the Company, certain subsidiaries of the Company, financial institutions parties thereto as lenders, and Truist Bank, as administrative agent.","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1720592/000095017023002466/0000950170-23-002466-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Truist Bank, as administrative agent"},{"label":"Effective","value":"2023-02-09"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}