{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-002487","form_type":"8-K","ticker":"AFBI","cik":"0001823406","company_name":"Affinity Bancshares, Inc.","filed_at":"2023-02-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:46.814325+00:00","generated_at":"2026-06-19T18:15:31.838493+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"Affinity Bancshares Q4 net income rises to $1.7M from $1.3M YoY; full year net income declines to $7.1M","bullets":["Q4 2022 net income of $1.7M ($0.26 diluted EPS) vs $1.3M ($0.20) in Q4 2021.","Full year 2022 net income of $7.1M vs $7.6M in 2021, a 6.6% decline.","Net interest margin 3.85% in Q4 2022 vs 3.60% in Q4 2021, but down from 4.12% in Q3 2022.","Efficiency ratio improved to 71.38% in Q4 2022 from 74.29% in Q4 2021.","Tangible book value per share $14.92 at Dec 2022 vs $14.87 at Dec 2021."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-002487","json":"https://secwatch.observer/filing/0000950170-23-002487.json","markdown":"https://secwatch.observer/filing/0000950170-23-002487.md","text":"https://secwatch.observer/filing/0000950170-23-002487.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1823406/000095017023002487/0000950170-23-002487-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1823406/000095017023002487/afbi-20230210.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T18:15:31.838493+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"59a0b374f3fc436ad78cb2d28879a800e2feb0f9","claim":"Affinity Bancshares, Inc. reported the year ended December 31, 2022 results: net income $7.1 million.","evidence_excerpt":"For the year ended December 31, 2022, net income was $7.1 million","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1823406/000095017023002487/0000950170-23-002487-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"$7.1 million"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"9f019d0d9923a426e7abb03bfecac1f1a2c1a1ab","claim":"Affinity Bancshares, Inc. reported the three months ended December 31, 2022 results: net income $1.7 million, EPS 0.26.","evidence_excerpt":"Affinity Bancshares, Inc. (NASDAQ:“AFBI”) (the “Company”), the holding company for Affinity Bank (the “Bank”), today announced net income of $1.7 million for the three months ended December 31, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1823406/000095017023002487/0000950170-23-002487-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended December 31, 2022"},{"label":"Net income","value":"$1.7 million"},{"label":"EPS","value":"0.26"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}