---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-004155"
form_type: "8-K"
ticker: "PRI"
cik: "0001475922"
company_name: "Primerica, Inc."
filed_at: "2023-02-23T23:59:59+00:00"
generated_at: "2026-06-19T02:24:10.945849+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Primerica Q4 2022: adjusted EPS $3.49 (+19% YoY); Term Life op income up 23%, ISP sales down 31%

## Summary
- GAAP EPS $3.54; adjusted EPS $3.49 (+19% YoY); ROE 31.6%, adjusted ROAE 27.1%.
- Term Life adjusted operating income $125.3M (+23% YoY) on 5% premium growth; COVID claims declined.
- ISP segment revenue down 20% to $198.3M; product sales $2.09B (-31%) on equity market volatility.
- Life-licensed sales force record 135,208 (+4.4%); new life-licensed reps up 20% to 11,117.
- Senior Health submitted policies down 41%; closed US mortgage volume down 76% to $78.9M.

## SEC filing metadata
- accession: 0000950170-23-004155
- form_type: 8-K
- ticker: PRI
- cik: 0001475922
- company_name: Primerica, Inc.
- filed_at: 2023-02-23T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1475922/000095017023004155/0000950170-23-004155-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1475922/000095017023004155/pri-20230223.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-004155
- JSON: https://secwatch.observer/filing/0000950170-23-004155.json
- Plain text: https://secwatch.observer/filing/0000950170-23-004155.txt

## Key facts
- Earnings Releases
  Primerica, Inc. reported the quarter ended December 31, 2022 results: revenue $686.9 million, net income $131.8 million, EPS $3.54.
  - Period: the quarter ended December 31, 2022
  - Revenue: $686.9 million
  - Net income: $131.8 million
  - EPS: $3.54
  - Result: reported results
  source text: GAAP revenues were $686.9 million, down 5% from the prior year period. Net income was $131.8 million, earnings per diluted share was $3.54 and ROE was 31.6% for the quarter.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1475922/000095017023004155/0000950170-23-004155-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.