{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-007060","form_type":"8-K","ticker":"HCI","cik":"0001400810","company_name":"HCI Group, Inc.","filed_at":"2023-03-09T23:59:59+00:00","discovered_at":"2026-05-14T18:03:44.755530+00:00","generated_at":"2026-06-18T06:50:21.406556+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"HCI Group Q4 net income $2.7M; full-year net loss of $54.6M on Hurricane Ian","bullets":["Q4 2022 diluted EPS $0.18 vs $0.01 in Q4 2021; adjusted diluted EPS $0.06 vs ($0.14).","Full-year 2022 net loss per share $6.24; adjusted loss per share $5.48.","Gross premiums earned Q4 $183M (+16.6% YoY); gross loss ratio improved to 39.4%.","Florida tort reform cited as positive for future market; Hurricane Ian drove FY loss.","Net investment income Q4 $7.4M, up from $2.6M, on higher interest rates."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-007060","json":"https://secwatch.observer/filing/0000950170-23-007060.json","markdown":"https://secwatch.observer/filing/0000950170-23-007060.md","text":"https://secwatch.observer/filing/0000950170-23-007060.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1400810/000095017023007060/0000950170-23-007060-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1400810/000095017023007060/hci-20230309.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-18T06:50:21.406556+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"816a8a30519452a8945fcc41ed90beec9ad02423","claim":"HCI Group, Inc. reported the year ended December 31, 2022 results: net income net loss of $54.6 million, EPS $6.24 loss per share.","evidence_excerpt":"For the year ended December 31, 2022, the company reported a net loss of $54.6 million, or $6.24 loss per share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1400810/000095017023007060/0000950170-23-007060-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"net loss of $54.6 million"},{"label":"EPS","value":"$6.24 loss per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"937b2541c3e40bc920b94b563a234769c3d2cfa8","claim":"HCI Group, Inc. reported the fourth quarter ended December 31, 2022 results: net income net income of $2.7 million, EPS $0.18 diluted earnings per share.","evidence_excerpt":"On March 9, 2023, we released our earnings for the fourth quarter and full year ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1400810/000095017023007060/0000950170-23-007060-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fourth quarter ended December 31, 2022"},{"label":"Net income","value":"net income of $2.7 million"},{"label":"EPS","value":"$0.18 diluted earnings per share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}