---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-011410"
form_type: "8-K"
ticker: null
cik: "0001058867"
company_name: "GUARANTY BANCSHARES INC /TX/"
filed_at: "2023-03-31T23:59:59+00:00"
generated_at: "2026-06-17T07:33:28.725965+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# Guaranty Bancshares extends $25M line of credit with Frost Bank through March 2024

## Summary
- Renewal of $25M unsecured line of credit from Frost Bank, maturing March 31, 2024.
- Interest at Wall Street Journal prime rate, minimum 3.50%, floating daily, payable quarterly.
- No outstanding draws on line as of March 31, 2023.
- Company agreed not to pledge stock of Guaranty Bank & Trust or assets without Frost consent.

## SEC filing metadata
- accession: 0000950170-23-011410
- form_type: 8-K
- cik: 0001058867
- company_name: GUARANTY BANCSHARES INC /TX/
- filed_at: 2023-03-31T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1058867/000095017023011410/0000950170-23-011410-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1058867/000095017023011410/gnty-20230331.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-011410
- JSON: https://secwatch.observer/filing/0000950170-23-011410.json
- Plain text: https://secwatch.observer/filing/0000950170-23-011410.txt

## Key facts
- Debt Financings
  GUARANTY BANCSHARES INC /TX/ amended revolving credit of $25,000,000 with Frost Bank at the prime rate published in the Wall Street Journal; provided, however, in no ev maturing March 31, 2024.
  - Instrument: revolving credit
  - Principal: $25,000,000
  - Counterparty: Frost Bank
  - Rate: the prime rate published in the Wall Street Journal; provided, however, in no ev
  - Maturity: March 31, 2024
  - Event: amendment
  source text: On March 31, 2023, Guaranty Bancshares, Inc., (“Guaranty”) and Frost Bank extended Guaranty’s right to request and receive monies from Frost Bank on Guaranty’s existing line of credit until March 31, 2024. On that date, Guaranty executed and delivered to Frost Bank of a Renewal Revolving Promissory Note in the principal amount of $25,000,000
  evidence_url: https://www.sec.gov/Archives/edgar/data/1058867/000095017023011410/0000950170-23-011410-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.