{"schema_version":"secwatch.filing_event.v1","accession":"0000950170-23-013497","form_type":"8-K","ticker":"THG","cik":"0000944695","company_name":"HANOVER INSURANCE GROUP, INC.","filed_at":"2023-04-19T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.950949+00:00","generated_at":"2026-06-17T00:17:13.902185+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Hanover estimates Q1 catastrophe losses of $175M pre-tax; CEO calls it break-even quarter","bullets":["Preliminary Q1 2023 catastrophe loss estimate of $175M pre-tax (12.7 pts of net earned premium).","Losses from over 20 events: Feb freeze in Northeast/Midwest and March wind/tornadic storms across nearly half the U.S.","CEO Roche says catastrophe activity turned a 'very solid quarter' into approximately break-even operating results.","Company accelerating price/deductible increases in property lines and enhancing underwriting and risk prevention."],"urls":{"canonical":"https://secwatch.observer/filing/0000950170-23-013497","json":"https://secwatch.observer/filing/0000950170-23-013497.json","markdown":"https://secwatch.observer/filing/0000950170-23-013497.md","text":"https://secwatch.observer/filing/0000950170-23-013497.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/944695/000095017023013497/0000950170-23-013497-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/944695/000095017023013497/thg-20230419.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T00:17:13.902185+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}