---
schema_version: "secwatch.filing_event.v1"
accession: "0000950170-23-014443"
form_type: "8-K"
ticker: "ENVA"
cik: "0001529864"
company_name: "Enova International, Inc."
filed_at: "2023-04-25T23:59:59+00:00"
generated_at: "2026-06-16T16:11:50.242725+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Enova Q1 revenue up 25% to $483M; adjusted EPS $1.79 vs $1.67 YoY

## Summary
- Total revenue $483M (+25% YoY); net income $51M ($1.56 diluted EPS); adjusted EPS $1.79.
- Combined loan receivables $2.8B (+28% YoY); originations $1.1B (+2% YoY).
- Net revenue margin 59% (down from 70% YoY); net charge-offs 8.2% (sequential decline).
- Total liquidity $905M; repurchased $17M stock and $44M senior notes in quarter.
- CEO expects top and bottom line growth in 2023 vs 2022.

## SEC filing metadata
- accession: 0000950170-23-014443
- form_type: 8-K
- ticker: ENVA
- cik: 0001529864
- company_name: Enova International, Inc.
- filed_at: 2023-04-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1529864/000095017023014443/0000950170-23-014443-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1529864/000095017023014443/enva-20230425.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000950170-23-014443
- JSON: https://secwatch.observer/filing/0000950170-23-014443.json
- Plain text: https://secwatch.observer/filing/0000950170-23-014443.txt

## Key facts
- Earnings Releases
  Enova International, Inc. reported first quarter ended March 31, 2023 results: revenue $483 million, net income $51 million, EPS $1.56.
  - Period: first quarter ended March 31, 2023
  - Revenue: $483 million
  - Net income: $51 million
  - EPS: $1.56
  - Result: reported results
  source text: First Quarter 2023 Summary Total revenue of $483 million in the first quarter of 2023 increased 25% from $386 million in the first quarter of 2022. Net revenue margin of 59% in the first quarter of 2023 compared to 70% in the first quarter of 2022. Net income of $51 million, or $1.56 per diluted share, in the first quarter of 2023 compared to $52 million, or $1.50 per diluted share, in the first quarter of 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1529864/000095017023014443/0000950170-23-014443-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.